For agentsHBRS for real estate agents
Give hesitant buyers a free readiness starting point. Review the summary they share, ask VANCE about that context, and choose the next step together.
Your clients. Their possibilities.
Keep assistance interest in the shared plan today. Planned DPA One discovery will help buyers explore potential programs and understand their requirements inside HBRS.
From reviewed inputs to buyer-approved options.
Reviewed buyer inputs
Start with the context the buyer has reviewed.Buyer-reviewed context.
DPA One program records
Use actual program records from Freddie Mac DPA One.Actual DPA One source records.
Grounded VANCE explanations
Explain requirements from those program records.Requirements tied to the source.
The buyer chooses what to share.
Start with what your buyer has shared. Ask VANCE about that context when they enable it, then agree together on what happens next.
Illustrative shared summary
An example of the shared view. No real buyer data.
Start with the estimate, assessment date and explanation.
Give the next step an owner and a follow-up date.
Return to saved next steps, owners and follow-up dates.
The buyer controls access. Shared next steps need their permission.
A readiness starting point, not a lending decision.Lender introductions are planned, with buyer approval. They are not available yet.
See what you can use todayStart with the buyer-approved summary. Keep the next action clear.
01 / Start with context
Give buyers a free readiness starting point. They review their estimate and choose whether to share a summary, so you can begin with context and better questions.
An estimate is a starting point, not a lending decision.02 / Agent VANCE
With the buyer’s opt-in, ask VANCE about their approved summary and any separately shared tasks or preparation. Review its suggested steps before deciding what to do together.
Permission is specific to your connection. Private buyer chats and financial answers stay excluded.03 / The next move
Agree on the action, assign an owner, and set a follow-up date. Your next conversation starts where the last one left off.
Shared next steps need buyer permission. VANCE does not send messages or take actions for you.A starting point for a hesitant buyer. Context for you. Help choosing the next step together.
Available in your workspace today.
What does your buyer want to understand first?
A buyer can start with a free assessment, review the estimate and choose whether to share it with you. See their approved summary, assessment date and explanation across credit, debt-to-income, down payment, employment and payment history. Start with context without receiving their full financial file.
What should we discuss or work on next?
The buyer can enable Agent VANCE for your connection. Ask a question about the approved readiness summary, plus tasks and preparation they separately share. VANCE can explain that context and suggest next steps for you to review with the buyer. Each question uses the current approved context; no shared chat history is kept. VANCE does not message anyone or make changes for you.
What happens next, and who owns it?
With the buyer’s permission, save shared next steps, agree on an owner and set a follow-up date. Keep assistance interest and preparation notes alongside the plan, so you can pick up the conversation without starting over.
What has the buyer chosen to share?
The buyer previews their summary and approves a named agent. Shared tasks, the preparation workflow and Agent VANCE each need the buyer’s permission. Access expires or can be revoked. Private VANCE conversations, raw assessment answers, credit reports and financial documents are not included.
Ask VANCE about the context your buyer has approved. Use its explanations and suggested steps in your next conversation. You review the suggestions; your buyer controls access.
A future lender introduction will need the buyer’s approval and a working handoff. Recording a next step today does not contact or connect a lender.
One shared buyer picture
The planned source is Freddie Mac DPA One. It brings program information supplied by assistance providers into a central resource. That matters because requirements come from actual program records, rather than an AI guessing which programs exist.
HBRS will use reviewed buyer inputs to find potential options in those records, then ground VANCE explanations in the requirements. The intended experience keeps discovery and explanations here in HBRS. The buyer will choose which options to share with their agent.
Today, record assistance interest, purchase location and preparation notes with the buyer’s permission. If they also enable Agent VANCE, you can ask about that shared preparation. Program discovery and matching remain unavailable while DPA One provider access is pending.
Potential options are not an eligibility decision or a funding commitment. Program eligibility, available funding and final approval still require confirmation. Potential assistance does not count as verified savings or automatically increase an HBRS score. A program suggestion is not a lender introduction or a lending decision.
Before you begin
They can begin with the free, answer-based readiness assessment and review the estimate themselves. It does not automatically pull credit or contact a lender. If they choose to share with you, the summary gives you a starting point for discussing their questions and a practical next step.
No. The shared readiness view contains a score or range, assessment date and explanation. It is a starting point for a conversation, not access to the buyer’s complete assessment answers, credit report or private documents. The buyer chooses whether to share next steps and the preparation workflow separately.
Yes, after the buyer enables Agent VANCE for your specific connection. It can help explain the approved summary and separately shared tasks or preparation, then suggest steps for you to review with the buyer. Private buyer chats, raw financial answers and private documents are excluded. Questions do not create a saved chat history, and VANCE does not send messages or act automatically.
Not yet. The planned integration will use actual program records from Freddie Mac DPA One, reviewed buyer inputs and grounded VANCE explanations. Options will be shared only with the buyer’s approval. Provider access is pending. Today, you can save assistance interest, purchase location and preparation notes.
A buyer-approved lender connection is planned for when the buyer wants that next conversation. HBRS does not currently make an introduction or notify a lender from the agent workspace. A readiness estimate does not establish loan eligibility or replace a lender’s decision.
Your next buyer conversation
Invite one buyer to find their starting point. Review what they choose to share, discuss it together and agree on the next action.
Open your agent workspaceBuyer permission first. Readiness is educational, not a lending decision.
