Know Your Home Buying
Readiness Score

Get a comprehensive assessment of your mortgage readiness with personalized recommendations and actionable insights. Understand exactly where you stand and what steps to take next.

Get Your Score Now

Meet Guss

Your smart mortgage readiness coach. Get instant, personalized answers to complex home buying questions - see Guss in action below.

"How can I improve my credit score for a better mortgage rate?"
Great question! I see a few quick wins: paying down credit cards under 30% utilization could boost your score 15-25 points in 2-3 months. Also consider becoming an authorized user on a family member's account. Would you like me to create a personalized credit improvement timeline?
Guss is thinking...
1

Create Account

Sign up with your email to get started with your personalized assessment

2

Complete Assessment

Answer questions about your finances, employment, and home buying goals

3

Get Connected

Receive your score, follow personalized timing plans from Guss, and connect with experienced agents

Ready to Get Started?

Discover your complete mortgage readiness score, along with clear steps and recommendations tailored to your path to homeownership.

Start Your Assessment

For Real Estate Professionals

Stand out in a competitive market with tools designed to help you win clients and close faster. Simplify your workflow and enhance client trust - get deeper insights, build stronger relationships, and close deals with confidence.

Strategic Timing

Pinpoint when clients will be ready to buy

Client Management

Track readiness scores and progress

Professional Tools

Generate detailed reports, manage client pipelines, and deliver personalized recommendations

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Why Choose HBRS?

Professional-grade mortgage readiness analysis that goes beyond basic consumer tools

Beyond Credit Scores

Full mortgage readiness picture, not just one piece of the puzzle like basic credit apps

Professional-Grade Analysis

What mortgage professionals use, not consumer-level apps or automated estimates

Personalized Coaching

Gain personalized coaching with Guss, offering clear, actionable guidance, not generic tools or simple loan calculators.

REVOLUTIONARY FEATURES

Game-Changing Tools
Coming Soon

Be among the first to access exclusive features that will transform how you approach mortgage readiness

Downpayment Assistance Hub

Designated access to all downpayment assistance programs in one spot - right at your fingertips

Direct FICO Analysis with Guss

Real-time credit score analysis with AI-powered optimization strategies tailored to your profile

Builder Connect Portal

A single hub for builders, agents, and clients to work together, ensuring transparency, speed, and confidence in every step of the homebuying journey.

VIP Early Access

Join the exclusive waitlist to unlock these powerful features

Reserve Your Spot